United Agencies' Terms of Use

Please read the following legal notices carefully. Your use of this web site constitutes your agreement with the terms and conditions set forth below. These terms and conditions may be changed or updated at any time. You are responsible for reviewing them periodically for current information. Additional legal notices regarding specific products, services, as well as conditions, restrictions or disclosures may be described on "sub-sites" within United Agencies and its affiliates main web site.

The United Agencies and its affiliates logo is a registered trademark of United Agencies and its affiliates. All other trademarks, service marks, trade names, logos and icons, registered or not, are the property of United Agencies and its affiliates or third parties which may be indicated. Other materials, including video, sound recordings and images, on this web site are a copyright of or proprietary to United Agencies and its affiliates or are used with the consent of the owner. The contents of this site are protected by copyright, trademark or other intellectual property laws of the U.S. or in some instances, foreign laws. Unauthorized use may violate copyright, trademark and other laws. You may copy or print materials of United Agencies and its affiliates from this site limited solely for your noncommercial, personal use unless otherwise indicated. You must retain any and all proprietary or copyright notices. You may not copy, transmit, distribute, modify, publicly perform, reuse, sell, or display any of the contents of this web site for any public or commercial purpose except with the prior written consent of United Agencies and its affiliates or the owners of the materials. You may not use the contents in any other web site or in a network computer environment.

Links from this site to a non-United Agencies and its affiliates site may be provided for users' convenience only. United Agencies and its affiliates does not control or review these sites nor does the provision of any link imply an endorsement or association of such non-United Agencies and its affiliates sites. United Agencies and its affiliates is not responsible for and makes no representation or warranty regarding the contents, completeness or accuracy or security of any materials on such sites. If you decide to access such non-United Agencies and its affiliates sites, you do so at your own risk.

The materials and services on this web site are provided "as is" and for information purposes only. United Agencies and its affiliates makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. United Agencies and its affiliates disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other's rights. United Agencies and its affiliates does not warrant that the web site will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. United Agencies and its affiliates makes no representation or warranty that all products and services are available in all locations.

The information contained in this Site presents only a general description of insurance coverage you might purchase. The precise coverage provided to you by any insurer is subject to the terms and conditions of the insurance policy as issued. The insurance policy purchased, and not the general information in this Site, forms the contract between you (the insured) and the insurance company. If you have any questions, please contact United Agencies and its affiliates to obtain advice from one of our licensed professionals before making any coverage decision.

In no event shall United Agencies and its affiliates be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this web site or the materials or services provided on this web site or the products or services received from this web site. Exemptions of implied warranties may not be allowed in all jurisdictions.

This web site and the agreement shall be governed by the laws of the State of California without giving effect to any principles of conflict of laws. If any provision or provisions of this agreement shall be held to be invalid, illegal or unenforceable, the validity, legality or enforceability of the remaining provisions shall not in any way be affected or be impaired thereby. You agree that any dispute between you and United Agencies and its affiliates arising from your use of this web site shall be brought exclusively in the state or federal courts of competent jurisdiction in California.